Daniel R. Hamad

Author's details

Name: Daniel Hamad
Date registered: January 11, 2011

Latest posts

  1. Retirement In Connecticut — April 3, 2014
  2. Creditworthiness – Don’t Hurt Yours — February 17, 2014
  3. Banks — January 31, 2014
  4. Happy Thanksgiving — November 27, 2013
  5. Mortgage Rates Continue to Rise — May 29, 2013

Author's posts listings

Retirement In Connecticut

Retirement in Connecticut is often seen as an expensive choice for many.  With high tax burdens, including taxable pension income, coupled with expensive property taxes and general cost of living expenses, many people choose to move out, come retirement time.  Florida is the stereotypical destination, but North Carolina and other states are certainly up-and-comers as … Continue reading »

Creditworthiness – Don’t Hurt Yours

There’s one simple rule you need to listen to when you’ve applied for a loan: DO NOT CHANGE YOUR CREDIT PROFILE. Whether you’re refinancing or purchasing, there is no easier way to cause problems for your mortgage loan officer, your bank, and the approval of your loan than to play with your money too much. … Continue reading »


We’re often asked what banks we work with.  The basic answer is… almost anybody!  But here’s some examples from the last year.  This list is by no means exhaustive.  No matter who you’re using, talk to the Hamad Law Firm, LLC, first! Atlantic Home Loans, Inc. Berkshire Bank Caliber Funding, LLC Customized Mortgage Solutions EverBank … Continue reading »

Happy Thanksgiving

Happy Thanksgiving to you and yours from our family at the Hamad Law Firm, LLC.

Mortgage Rates Continue to Rise

It had to end sometime.  This year’s historically low mortgage interest rates, at least for the time being, have come to an end.  Rates have continued to rise for the 3rd week in the row, now passing 4% (for a conventional 30-year fixed-rate loan) in Connecticut and 3.74% nationally. What does this mean?  Interest rates … Continue reading »

How to choose a Realtor®

Every day we hear horror stories about Realtor’s:  Client’s Realtor’s aren’t responding to them; they’re not showing the house; they’re not finding houses worth seeing; they aren’t working very hard; they’re driving up purchase prices to make more commission; they’re not setting up property viewings as requested. Not all complaints are valid in all situations, … Continue reading »

We’ve Moved!

We’re proud to announce that we’ve moved our offices to 131 Dwight Street, New Haven, CT!

What is Title Insurance & Why Do I Need It

Lenders today require title insurance to protect their interest in property that they lend on.  If you have a mortgage loan or are taking a mortgage loan, it’s a sure bet that you will be required to purchase title insurance. What is Title Insurance? Title insurance protects the insured party against losses related to the … Continue reading »

It’s Time To Buy Real Estate

Over the past few years we at the Hamad Law Firm, LLC, have watched as the real estate market – both residential and commercial – plummet from its heights to lows we never thought we’d see.  As you might imagine – and might be experiencing – this has scared away prospective property purchasers.  Homes and … Continue reading »

Apartment Vacancy Rates Hit 10-year Low

Research firm Reis announced today that apartment vacancy rates nationwide have hit a 10-year low, falling to 10%.  You can read the full article here.  More impressively, New Haven, Connecticut has the lowest vacancy rate of any city in the country, according to Reis, at 2.1%.  It has been previously reported that the downtown New … Continue reading »

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